Climate Risk

Deforestation & Biodiversity Risk

Environmental risks in global supply chains

In 30 Seconds

Deforestation and biodiversity risk refers to environmental risks arising from deforestation, habitat loss, and resource depletion in global supply chains, particularly in agriculture and raw materials. These risks are linked to commodities like soy, palm oil, cattle, and timber, and are increasingly driven by regulations like the EU Deforestation Regulation (EUDR) and supply chain due diligence requirements. Biodiversity risk is becoming a supply chain and financial risk as regulations make it financially enforceable and investors demand disclosure.

Linked to agriculture and commodities - Soy, palm oil, cattle, timber

Driven by regulation (EU, etc.) - EUDR, due diligence requirements

Biodiversity risk is becoming a supply chain and financial risk

Types of Risks

Deforestation

Forest clearance for agriculture, logging, and land conversion. Deforestation destroys ecosystems, releases carbon, and creates regulatory exposure for companies sourcing from deforested areas. The EU Deforestation Regulation (EUDR) bans commodities linked to deforestation from EU markets.

Habitat loss

Destruction of ecosystems and species extinction from land use change, pollution, and resource extraction. Habitat loss reduces biodiversity, disrupts ecosystem services, and creates regulatory and reputational risks for companies operating in affected regions.

Resource depletion

Over-extraction of natural resources, soil degradation, and water depletion from intensive agriculture and mining. Resource depletion reduces long-term supply security, increases costs, and creates regulatory and operational risks for companies dependent on these resources.

Where It Occurs

Agriculture

Primary driver of deforestation and biodiversity loss. Key commodities include:

Soy - Amazon deforestation for soy production

Palm oil - Southeast Asian rainforest clearance

Cattle - Amazon pasture expansion

Coffee, cocoa - Tropical forest conversion

Raw materials

Mining and extraction activities that destroy habitats and deplete resources:

Mining - Forest clearance for mineral extraction

Timber - Illegal logging and unsustainable forestry

Paper/pulp - Forest plantation expansion

Forestry

Unsustainable logging practices and forest plantation expansion that reduce biodiversity and ecosystem services. Forestry operations must comply with sustainable forestry standards and regulations to avoid biodiversity risk.

Concentrated in tropical regions: Amazon, Congo Basin, Southeast Asia

Financial Impact (Very Important)

Deforestation and biodiversity risk directly affect financial outcomes through regulatory penalties, supply disruption, market exclusion, and reputation damage. Companies sourcing commodities linked to deforestation or biodiversity loss face regulatory penalties under EU regulations, supply disruption from resource depletion and restrictions, market exclusion from regulated markets, and reputation damage from brand impact and investor concern. Biodiversity risk directly affects market access and revenue, making it a critical financial risk for companies with global supply chains.

Regulatory penalties - EU regulations, fines, compliance costs

Supply disruption - Resource depletion, restrictions, shortages

Market exclusion - Loss of market access, revenue loss

Reputation damage - Brand impact, investor concern, valuation impact

Biodiversity risk directly affects market access and revenue

Key Financial Mechanisms

Market access mechanism

Deforestation/biodiversity risk → regulatory restriction → market exclusion → revenue loss

Risk mechanism

Biodiversity risk → supply disruption → cost increase → margin impact

Cost mechanism

Compliance → certification → traceability → cost increase

Reputation mechanism

Deforestation link → brand damage → investor concern → valuation impact

Real Pathways

Deforestation pathway

Deforestation → EU restriction → lost market access → revenue loss

Biodiversity risk pathway

Biodiversity risk → supply disruption → revenue loss → margin impact

ESG scrutiny pathway

ESG scrutiny → investor concern → valuation impact → higher cost of capital

Compliance pathway

Compliance investment → certification → traceability → cost increase → market access protection

Regulatory Connection

EU Deforestation Regulation (EUDR)

Bans commodities linked to deforestation from EU markets. Companies must prove that cattle, cocoa, coffee, oil palm, rubber, soy, and wood products are deforestation-free. Requires geolocation data and due diligence statements. Non-compliance results in market exclusion and fines.

EU Biodiversity Strategy

Sets targets for biodiversity protection and restoration. Requires companies to assess and report biodiversity impacts. Creates regulatory pressure for biodiversity protection in supply chains.

Supply chain due diligence

Requires companies to identify, prevent, and mitigate environmental risks in supply chains. Due diligence obligations include risk assessment, mitigation measures, and reporting. Makes biodiversity risk financially enforceable.

Regulations are making biodiversity risk financially enforceable

Strategic Implications

Supplier selection

Avoid suppliers and regions with high deforestation and biodiversity risk. Select certified suppliers with sustainable sourcing practices. Supplier selection is a critical tool for managing biodiversity risk.

Traceability

Implement traceability systems to track commodity origins and prove compliance with regulations. Traceability is essential for meeting EUDR requirements and avoiding market exclusion.

Risk mitigation

Invest in certification (RSPO, FSC, RTRS), support sustainable sourcing, and implement biodiversity protection measures. Risk mitigation requires long-term investment and supplier collaboration.

Compliance

Implement due diligence processes, collect geolocation data, and prepare compliance statements. Compliance is essential for accessing regulated markets and avoiding penalties.

Challenges

Data gaps - Limited visibility into commodity origins and supply chains

Traceability issues - Complex supply chains, multiple tiers, limited supplier data

Complex ecosystems - Biodiversity impacts are difficult to measure and assess

Cost of compliance - Investment in certification, traceability, and due diligence

Key Takeaways

Deforestation and biodiversity risk are supply chain risks

Linked to agriculture and commodities

Directly affect market access and revenue

Regulations are making biodiversity risk financially enforceable

Require traceability, certification, and supplier engagement

Biodiversity risk is where environmental impact becomes supply chain and financial risk.

Frequently Asked Questions